Ghana Co-Operative Credit Union Association
Your Community Financial Partner
Discover the power of cooperative banking - where members come first, profits are shared, and financial dreams become reality through community support.
Benefits That Make a Difference
Experience banking that puts your interests first with competitive rates, profit sharing, and community-focused financial services.
Lowest Interest Rates
Access loans with the most competitive interest rates in the financial market
Profit Sharing
Annual profits distributed among members based on their contributions
Community Focus
Built by and for people with common interests and shared goals
Member Protection
Transparent governance and member-first approach to financial services
People Helping People
The Credit Unions concept is such that people with a common interest come together in a society, mobilize funds regularly so that after six months, when a needy member applies for a credit facility he/she would be offered with a minimum interest rate payable within a period of time. At a close of a financial year, management declares profit and shared among members contributions. The concept is good and appreciated and need to be promoted in workplaces, parish and communities.
How It Works
Form a Group
Gather people with common bonds - workplace, community, or church
Pool Resources
Members contribute regular savings to build a common fund
Access Loans
Members receive low-interest loans for personal and business needs
Share Profits
Annual profits distributed as dividends based on member contributions
Tools for Credit Unions
Comprehensive resources and guidance for effective Credit Union operations, member education, and sustainable growth.
Education
Comprehensive training and education programs for Credit Union stakeholders
Importance of Education
Education is very important in the Credit Union Movement such that it teaches the Board of Directors, Loan Committee, Supervisory Committee and the Education Committee what they could do to let the Credit Union function properly and also teaches Management about good customer care services, preparing the monthly statical report for the Board to know whether the Credit Union is okay or not. The Credit Union members and the general public are taught how Credit Unions are formed and types, Operations of the credit union that touches on the concept, structure and networks, Importance of the credit unions at workplaces, communities and churches. Benefits of the credit unions when you become a member.
Fixed Deposit Calculator
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